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What composes the yield

The pool nets 0.68% per 2-business-day cycle on deployed capital. Over ~125 cycles/year, net LP returns are a function of utilization and the 3% AUM fee.

Projections

We publish annual net APY and monthly equivalent by utilization band. You can review the information at the end of Returns & Formulas.

Collateral comfort

Because aion-fi is operated by conomy_hq (a PSP), we custody card receivables first and can offset shortfalls directly from incoming settlements making collateral frictionless to appropriate.

Why it matters

Investors earn short-duration, receivable-backed yield with weekly liquidity (see Liquidity section) and robust protections across underwriting, caps, reserves, and optional junior.
You could review in a detailed view at Returns & Formulas