Skip to main content
Work in progress
Centralized credit review by conomy_hq. To launch safely and fast, we run underwriting in-house. As a PSP, we see granular merchant flows (authorization rates, refunds, chargebacks, seasonality) and settlement performance in real time. That domain knowledge plus KYB, industry tiers, and track-record analysis lets us set merchant-level limits and dynamic advance caps responsibly while the protocol scales its first cohorts. What we publish: For every merchant cohort we disclose: historical sales volatility, chargeback ratios, seasonality factors, suggested advance ceiling, and our expected utilization band. These reports live alongside pool dashboards and form part of the risk data room for LPs. Next steps: at the near future we’ll establish external auditors in order of a more transparent and decentralized protocol.